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Who pulls which CRA Report?

Some banks use more than one Credit Report Agency when evaluating applicants. When this is the case the bank will choose a CRA depending on the geographic location of the applicant.

Note: Information may have changed since the last update of this page. Please contact the bank directly for accurate CRA information.

  EQUIFAX EXPERIAN TRANSUNION
American Express   +  
Associates +    
Bank of America +    
CapitalOne   + +
Chase     +
Chevron +    
Citgo +    
Citibank +    
Columbus +    
Direct Merchants +   +
Discover +    
First Premier     +
First Union +    
First USA + +  
Fleet   + +
Household +    
JC Penny   +  
Juniper +    
MBNA +   +
NetBank +    
NextCard     +
Orchard   +  
Providian   + +
Sears     +
Target   +  
Verizon   + +
Wachovia +    
Wells Fargo +    
Wingspan   +  
 

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