Perhaps the most common question about credit is, "What makes up my FICO Score?"
That may not surprise you since you're reading this article to answer that very question. But what may...
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Aug 02, 2016 | What Makes Up Your FICO Score?
Perhaps the most common question about credit is, "What makes up my FICO Score?" That may not surprise you since you're reading this article to answer that very question. But what may surprise you is that the question should really be changed to... -
Apr 27, 2016 | How to Build Credit from Scratch
It really is a classic Catch-22. You've got to have credit to get credit. So if you have no credit history at all, how should you go about building a good credit score from scratch? The tactics will vary depending upon your personal... -
Oct 23, 2012 | The Case for Building Credit Early
It's the season of debates, and speaking of which there's a lot of debate these days as to whether or not young adults and college kids should apply for a credit card. This has become more of a family decision since the CARD Act of 2009 required... -
Jul 05, 2012 | Barely Late Payment Could Hurt Your Credit Scores
Have you ever wondered what could happen to your credit scores if you were just a day or two late on one of your credit card payments? The truth is that in many cases, nothing will happen at all. That's because a lot of... -
Jun 24, 2012 | FICO Scores vs. Insurance Credit Scores
Lenders and insurance companies will generally both look at your credit history when you apply for one of their products. In fact, the majority of lenders pull your FICO scores when you apply for credit cards, auto loans, or a mortgage.... -
Jun 11, 2012 | There's No Such Thing as a Prepaid Credit Card
There are many different types of plastic to choose from out there. We have credit cards, debit cards, prepaid cards, and gift cards, but there's actually no such thing as a "prepaid credit card". This term is thrown around often... -
May 28, 2012 | Insurance Inquiries Won't Hurt Your Credit Scores
You might be surprised to find out that insurance companies will pull your credit as part of the application process for an auto policy. What do your credit scores have to do with your ability to drive safely anyway?... -
May 16, 2012 | Hey Retirees! Don't Stress Over Your Credit Mix
Maintaining a good credit mix means you're responsibly using multiple types of credit, such as credit cards, retail accounts, home loans, and/or car loans. Credit-scoring models basically like to see that consumers can... -
May 09, 2012 | Trying to Rent with Bad Credit?
Competition for rental properties is fierce in a lot of cities around the country, which means many businesses managing apartment complexes are choosing to only rent to applicants with the best credit scores. Consequently, if your credit isn't in prime... -
May 01, 2012 | Notify Your Credit Card Company Before Traveling Overseas
If you're getting ready to head out of the country on vacation, don't forget to call your credit issuer and let them know when and where you're traveling. It can be a huge inconvenience when you're in a...
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