Elisabeth Chan

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Elisabeth Chan

Elisabeth Chan is Creditnet's resident credit card expert. Elisabeth graduated Magna Cum Laude from Brigham Young University's Marriott School of Business.

When she's not rating and reviewing credit cards, Elisabeth enjoys gushing over her daughter (who is her exact clone), eating out (sushi and Chinese are favs), or attempting to conquer the pilates reformer machine (so far, all attempts have been futile).

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Recent Blogs

Discover More Card Review: May 2012

May 30th, 2012 by Elisabeth Chan

The Discover More Card doesn't offer the best rewards program on the market. It also doesn't offer the longest 0% interest promotional period. So why would anyone want to get it, and what makes it Discover's flagship card? What the Discover More Card consistently offers cardholders is a little bit of everything in one package. No annual fee, 0% interest on both purchases and balance transfers, and a cash back program that provides up to a 5% bonus for certain categories throughout the entire year. In addition, Discover doesn't mess around with the card's benefits very often, so consumers have come to know and understand what they can expect from this card.

Ask Creditnet: Is Failure to Pay Off Credit Card Considered Fraud?

May 4th, 2012 by Elisabeth Chan

Dear Creditnet: I've heard that it's considered fraud if you get a credit card, use it, and then can't make any payments. If I unexpectedly lose my job and can't make my credit card payments, could I get sued?

Citi® Platinum Select®/AAdvantage® Visa Signature® Card: 30,000 Sign-up Bonus

April 4th, 2012 by Elisabeth Chan

Update: This offer is no longer available. This card is now titled the Citi® Platinum Select® / AAdvantage® World MasterCard® - find the most up-to-date offer available on Creditnet today!

If you already fly American a lot or are simply on the hunt for another lucrative sign-up bonus to take advantage of this year, here's why you should check out Citi's new offer: Top 5 Things We Like About the New Citi AAdvantage Card

Get Free FICO Scores with Walmart Credit Card

March 10th, 2012 by Elisabeth Chan

We're always on the hunt for new ways to get your hands on free FICO Scores. Not the "FAKO" scores that credit bureaus and free credit report sites will try to pawn off on you, but real FICO scores. You know, the ones lenders actually use to assess your risk as a borrower.

Chase Freedom Card Offers $75 Cash Back at Amazon.com

December 28th, 2011 by Elisabeth Chan

Do you have some post-holiday shopping you've been wanting to do for yourself? If so, Chase just announced a great new promotion for Chase Freedom cardholders to kick off 2012.  When you shop at Amazon.com from 1/1/12 through 3/31/12, you can earn 5% cash back on up to $1,500 in purchases.  That's $75 cash back, which is really a great deal for a credit card with no annual fee.

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