Yael Kent

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Yael Kent

Yael Kent is a personal finance enthusiast with experience writing about credit cards, credit repair, debt, and more. In addition to being an editor at Creditnet, she has been featured on Yahoo Finance, Reuters, and other financial sites.

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Recent Blogs

Can You Opt Out of Pre-Screened Credit Card Offers?

Many people receive pre-screened or pre-approved credit card offers on a weekly or even daily basis. Some consumers are fed up with their e-mail being clogged up with credit offers and their mailbox full of wasted paper. Others receive telemarketing offers at inopportune moments. This credit solicitation can become irritating and overwhelming; however, consumers have the legal right to opt out from most of these offers. Read on to find out how these pre-screened credit card offers work and how to opt out.

The Truth About Retail Therapy

Retail therapy has become commonplace in today’s world. According to a survey conducted by TNS Global, more than half of Americans (64% of women and 40% of men) admit to engaging in “retail therapy,” or the act of shopping as an outlet to relieve stress and improve one’s mood. So, if you’ve ever felt sad, disappointed, angry, or even happy, you’re not alone in heading to the mall for some retail relaxation. 

Is Your Partner Financially Unfaithful?

The National Endowment for Financial Education recently published a poll that revealed a startling new statistic: one third of adults involved in relationships that have combined finances admits to deceiving their significant other financially. More than 3 quarters of the individuals surveyed claimed that their relationships have been negatively by financial deceptions.
 

Can Healthy Eating Save You Money?

Organic food, juice cleanses, and fancy new diets are all the rage these days. But these cost a lot of money. Organic food can be double the price of normal groceries, and juice cleanses and diets can cost up to hundreds, if not thousands, of dollars. As a result, many consumers think that eating healthy is too expensive for them. It sounds much cheaper to stick to the dollar menu at McDonald’s.

How to Get the Best Credit Card Deal

There are hundreds of credit cards on the market, and it can be hard to separate the good cards from the bad. Every credit card has its own marketing campaign, and they may send out offer letters and pamphlets detailing the great qualities of that card. But, what they advertise may not always be what you get. Many cards show off their rewards, while minimizing the talk about fee, interest rates, and other things you may not find enticing. So, before you fall for a flashy credit card offer, ask the following questions and decide if it is really right for you.
 

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