My first introduction to the fact that there are 3 different credit bureaus and they give different scores was a rude awakening: I was getting a loan, and the lender used the lowest of my three credit ratings to determine the interest rate they offered me. I was surprised to hear I had three different credit scores and to find out that most lenders have a preferred credit bureau when they are pulling scores. But the truth is stranger—you could have hundreds of credit scores!  Find out why each score is different and which are the most important ones.

If you are like me and love credit cards with cash back rewards, the Barclaycard CashForward^TM World Mastercard® may be a great option for you. Not only do you get cash rewards on every purchase, but you also get $200 in cash rewards if you spend $1000 during the first 90 days, and extra rewards just for redeeming rewards!  Read my full blog post to see why this card is my current favorite.

Is travel on your list of things to do this year? It’s on mine. After a dreary winter, I’m dreaming of a week of sun in the Caribbean. If you are a fan of using credit card points for travel, read on for some reasons why you may want to consider the new JetBlue credit cards from Barclaycard.

People around the world are making resolutions for the new year, and if one of yours is to pay down debt, then consider consolidating your credit card debt and/or other unsecured debt, especially if they have high interest rates.

Debt consolidation, however, is not a one-size-fits-all option.  Keep reading for 4 good things to know about debt consolidation to help you decide whether or not it will be beneficial for you.