Access to a revolving line of credit can make or break a small business, especially during the start-up stage when cash flow can be so difficult to predict. However, finding a bank that's willing to lend to small businesses these days is not an easy task! The reality is not many are left. Fortunately, there are still a few credit card companies that remain committed to providing business owners with small business credit cards, which can serve as an excellent alternative to traditional lines of credit. American Express is not only one of those credit issuers that still offers a suite of small business credit card options, but they also happen to offer one of my favorite no annual fee credit cards for business— the SimplyCash® Business Credit Card. Here's a brief overview of the top things I like, and don't like, about AmEx's SimplyCash® Card: