college credit tips

college credit tips

Which Cities Are the Best for College Grads?

College grads are often trying to strike the right balance between opportunity and cost when figuring out where they want to work after they’re done with school. It’s a challenge dealing with things like a debt load and credit cards while also hoping to find the best city to work and live in. The problem is that frequently the best cities are also the most expensive, and this is a time when grads don’t want to take on more debt if possible. Let’s take a look at cities where graduates have a better chance of thriving without adding more to their debts.

6 Key Money Tips for New College Grads

Once you graduate from college, you are officially in charge of your own finances. If you are in your 20s and just starting out on your own, it can be scary to have to balance a checkbook or make sure that your student loan and rent payments are submitted on time. If you have graduated from college after taking time off to start a family or to establish yourself in your chosen field, your student loan debt could be a shock to your bank account. Regardless of where you are in your life now, how can you successfully manage your finances after graduation?

Is Tuition Reimbursement Becoming the Norm?

College. University. When people - particularly parents - hear these words mentioned, they usually imagine looming debts from paying off a child's tuition or the other expensive elements of attending any higher level educational institution. At most universities, the student or the parents are expected to chalk up 40 to 60 grand a year for their college experience. That's the equivalent of buying a sedan-class BMW every year! In the past few decades, the prices for college textbooks have jumped almost eightfold. This surpasses the regular yearly inflation rate by two magnitudes of ten. 

Credit Tips for Recent College Grads

Completing college and beginning a career is a heady experience. It is also a time when many people begin the process of building solid credit histories and ratings. Starting off on the right foot will make it easier to build financial security in the years ahead, and always have access to credit when it is needed for major purchases. Here are some tips that will help achieve this goal of financial stability. 

Tips for Financing College

Congratulations, you’ve been admitted to college! But what now?
 
College is incredibly expensive, with students spending $25,000 - $50,000 a year on tuition alone. Then, there’s the cost of books, housing, food, and more. There is financial aid, but it can often be tricky to land. With the large influx of middle class students, it can be very hard to get the financial aid you need. And it doesn’t mean you have the money to pay for it by any means. But you’re still stuck with a huge bill.
 

Why College Students Should Get a Credit Card

The debate over whether or not college students should own a credit card is certainly a sensitive one. Some would say it's simply madness for a college student – with so much temptation to spend, yet little financial literacy and no solid income – to have a student credit card.

Top 10 Credit Cards for Students

We've all heard the horror stories. In fact, you're sure to know a handful of friends or relatives who've racked up an eye-popping amount of credit card debt while in school, and now they're paying dearly for it. As a college student, you may be feeling as though you don't want to get involved with credit cards at all. And while there's a good case to be made for avoiding credit cards at a time in your life when you might be especially tempted to rack up debt, there are also many advantages to using credit cards wisely during the college years.

Enter to Win $500 from Creditnet.com!

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According to a study published by Nellie Mae (2005), 56% of undergraduate freshman obtain their first credit card at age 18. Unfortunately, most fail to receive any education about how credit works or what it takes to build a solid credit history after the card arrives in the mail