"How can I save your money", answered the ING customer service rep. I responded and said, "By giving me a good rate on a home loan with low closing costs." He uttered a fake courtesy laugh in return. I did the same. I've been planning to call ING since a bright orange postcard arrived in the mail a few days ago marketing the popular Orange Mortgage. Low closing costs and a 5.25% rate sounded pretty good, and since I'm in the market for a new place, I thought I would check it out.