While it might seem early to declare the best 0% interest credit cards for Spring, 2013, there's no reason to hesitate when it comes to consolidating your debt - or simply saving on interest - with the best 0% APR credit cards available for the upcoming season. It's like spring cleaning, only easier, faster and more prosperous!

So, think warm thoughts and check out the best 0% interest credit card options available for the upcoming season...

Believe it or not, Valentine's Day is one of the absolute best holidays to redeem your credit card rewards on.

Why? Well for starters, it falls smack dab in the middle of the post-holiday/tax season hangover that is February. What that means is many of us are, well, "tapped-out" when it comes to disposable income. 

The popular Discover it™ Card announced its 5% Cashback Bonus® categories for the upcoming quarter today. From April 1st through June 30th, Discover it cardholders can earn 5% cash back on up to $1,500 in purchases at home improvement stores. With spring cleaning a popular DIY-task from April through June, this is yet another seasonal category that Discover is hoping its members will take advantage of.

Ever wonder why bad credit credit cards are advertised so often as credit-builders for people with poor credit? Seriously, how can adding a new card help you improve your credit score?

Well, there are two types of credit cards for bad credit - secured and unsecured. Both of these cards have their advantages and disadvantages and while we generally recommend taking the secured credit card path (see below), we understand that they're not for everyone.

Balance transfer credit cards are one of the best ways to consolidate debt and save on interest - we've mentioned this time and again over the years, but it's always worth coming back to since they represent such a great deal. (For a quick refresher on how balance transfers work, check out our blog on balance transfer cards.)