We haven't broken down American Express cards exclusively in a while, which is a shame because right now these are offers are some of the very best available on the credit card market today. Whether you spend most of your monthly paycheck on gas and groceries, business expenses or something else, AmEx credit cards offer something for each kind of consumer - albeit with good to excellent credit.
Here are the 5 best credit cards from American Express in 2013, based on category...
Best Overall Offer - Blue Cash Preferred® Card from American Express
The Blue Cash Preferred® Card from American Express is our pick for the best overall credit from American Express in 2013. It starts with the excellent bonus cash program they offer to members, which includes 6 percent cash back at US supermarkets up to $6,000 per year in purchases, 3 percent at US gas stations and select department stores, and 1 percent on everything else.
There's a $75 annual fee, but there's also a 12 month zero interest introductory period applied to new purchases. For consumers interested in the most cash back for gas and groceries, you really can't do better than this card from AmEx.
Best No Annual Fee Card - Blue Cash Everyday® Card from American Express
The "sister" card to the above Blue Cash card is the Blue Cash Everyday® Card from American Express. This card offers members 3 percent cash back at US supermarkets (again up to $6,000 per year in purchases), and 2 percent cash back at US gas stations and select department stores, plus 1 percent on other purchases.
This is the best no annual fee credit card offer from AmEx because for users that carry no balance, this card is free to carry. The introductory period includes no interest for 12 months on new purchases, and this is another of our recommended credit cards for gas and groceries.
Best Loyalty Airline Miles Offer - Gold Delta SkyMiles® Credit Card from American Express
The Gold Delta SkyMiles® Credit Card from American Express isn't just the best airline miles card offered by AmEx; it's also one of the very best frequent flyer cards on the market today.
For an annual fee of $95 (waived the first year as part of the introductory offer), members earn double miles on Delta purchases. And as in introductory welcome offer, cardholders earn 30,000 bonus miles toward Award Travel after $500 or more in eligible purchases within the first 3 months of cardmembership. Considering Delta is one of the very best airlines in business today, this is an excellent partnership to take advantage of for American Express members.
Best Flex Miles Offer for Frequent Flyers - Blue Sky from American Express®
The Blue Sky from American Express® offer is for frequent flyers that prefer to keep their airfare options flexible when scheduling, meaning any airlines with NO blackout dates. Members who carry this card earn 7,500 points after $1,000 in purchases, which can be redeemed for $100 toward airline tickets, hotel stays and other travel expenses.
It doesn't hurt that cardholders pay no interest on purchases for 12 months and that there's no annual fee required for carrying this card. This is another excellent travel option for consumers interested in applying for an AmEx.
Best Prepaid Card - American Express Serve®
Finally, there's American Express Serve®, our favorite prepaid credit card option of any today. This card doesn't build credit in any way, but it offers a lot of other services that can benefit your personal finance situation ASAP.
First, it's free to carry and requires the least amount of fees of any prepaid cards available right now. It also makes sending and receiving money extremely simple, and money can be swapped between Serve® accounts via text, email or even Facebook. Check out the most updated American Express Serve® offer.
