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The Discover More Card - $0 Balance Transfer Fee deal is back! We saw this promotion go live in 2011 around the same time, but it really didn't last that long. And like last year, this deal is once again hitting the marketplace for a limited amount of time. So, if the holiday credit card bills are already rolling in and you're afraid you might have to carry a balance on one of your cards for a few months before paying it off in full, you might want to check out this offer right away and save yourself some money on interest.  With no annual fee, 0% interest and no balance transfer fee, the card really does offer the opportunity to get a completely free loan from Discover for the next 12 months. In addition to the $0 balance transfer fee, here are some of the other highlights of the Discover More Card:

(Note: This offer is no longer available. To learn more about the similar Discover it™ - 18 Month Balance Transfer, click the "Apply Now" button below.)

Discover More Card - $0 Balance Transfer Fee

• 0% interest on both purchases and balance transfers for 12 months
• No annual fee
• 5% cash back in rotating categories such as gas, department stores, restaurants, etc.
• Shop online through Discover.com and get up to 20% off selected retailers
• Access to a U.S.-based account manager 24/7 so you can get the help you need within 60 seconds

While there are other 0% interest credit cards on the market that offer longer periods of no interest on balance transfers, the Discover More Card - $0 Balance Transfer Fee is currently the best deal available if you can commit to paying off whatever balance you need to transfer within 12 months. If you'll need any longer than that, you should take a closer look at the Citi Platinum Select Card instead, which offers 21 months of 0% interest but does carry a 3% balance transfer fee.