If you look at the Federal calendar, you won't find a holiday called "Presidents Day". This is because according to section 6103(a) of title 5 of the U.S. code, the law which defines holidays for Federal workers, today is designated as "Washington's Birthday". But, wait a minute. George Washington was born on February 22nd, 1732, so why wouldn't we celebrate his birthday on February 22nd? We used to; however, Congress decided in 1968 that it would be a good idea to create several three-day Federal holidays for the convenience of workers. Along with Washington's birthday, Memorial Day and Veteran's Day were each officially moved to Mondays in 1971. Genius.

Dear Creditnet: I want to improve my credit scores, but the only type of credit I have at the moment is a car loan. I haven't used credit cards in years. I have the ability to pay off my car loan early and save money on interest, but should I keep making payments for the entire life of loan to help boost my credit scores? I know that making more payments over time is probably better for my scores, but the interest rate on this loan is really high.

Searching for the best balance transfer credit cards n the market in 2012? Don't overlook the new Chase Slate Card with No Balance Transfer Fee.

(Update: The below offers may have changed since time of publication. For complete offer details, check out Creditnet.com's updated list of available Citibank credit cards.)

I've been a long-time fan of the Citi ThankYou Cards. In fact, I've personally used the Premier version of the card since 2007 and have blogged many times about why the Citi ThankYou Premier card makes me smile. While the rewards program definitely isn't as lucrative as it was back in 2007, my wife and I still continue to rack up a lot of points on this card and redeem them for some pretty spectacular travel deals. For example, last year we booked $2,400 worth of tickets to the Cayman Islands for only 120,000 points through the ThankYou Network.

Dear Creditnet: I lost my job a year ago and have been unable to find full-time work ever since. I've also fallen behind on my bills during the past 6 months, which has really trashed my credit scores. I think my FICO scores are now below 600. I've heard that employers can pull credit scores when reviewing a job application. Is this true? If it is, this may be one reason I keep getting turned down for new jobs. Is there any way to avoid this?