If you have fair to good credit and want the opportunity to establish better credit*, consider applying for Household Bank® Premium MasterCards, issued by HSBC Bank Nevada, N.A.. This is an excellent choice for people with fair or good credit who want a credit card to help their credit history.

Pay no interest with an 0% introductory rate on purchases for 9 months. After the introductory period has ended, the interest rate is a variable 19.90%, which is an average rate you'll see for fair credit credit cards.

In addition to saving interest with the introductory 0% offer, Household Bank® Premium MasterCards also offer cardholders 1% in Cash Back Rewards on every single credit card purchase! Household Bank® Premium MasterCards are accepted at millions of locations around the world, including online, so you'll earn cash back where ever you are!

Household Bank® Premium MasterCards give you free online account access and email/text messages to remind you of upcoming payment due dates. If you ever have any questions, customer service representatives are on call to help you.

The annual fee for the Household Bank® Premium MasterCards will depend on your credit history and may range from $0 to $39. You'll pay absolutely no processing fees for this card.

Besides the unsecured credit card described above, another member of the Household Bank® Premium MasterCards family is the secured card. The secured card carries a low annual fee of $35. The minimum security deposit is $200, which will earn interest annually! Payment history will be reported to credit bureaus, so the secured card can still help your credit history. The secured version of the Household Bank® Premium MasterCard also saves you money in interest by offering 0% interest for 9 months on purchases. After the introductory period has ended, your purchase and balance transfer interest rate is only 7.90%! The annual fee of $35 is waived during your first year.

Regardless of whether you qualify for the unsecured or the secured card, all Household Bank® Premium MasterCards offer common benefits, such as credit bureau reporting, 24-hour customer service, online account access, and even periodic credit limit increases for those who qualify!

So if you are in need of a credit card that can possibly improve creditworthiness, one of the Household Bank® Premium MasterCards may be the right fit!

*It is HSBC's goal to offer you the credit card that best fits your credit profile, which may or may not be the card you originally inquired about. You may be offered a secured card or an unsecured card with different terms and conditions, which will be disclosed before your application is processed.