If you are paying interest on your credit card balances, then the Discover® More Card - $0 Balance Transfer Fee may be the right offer for you. For a limited time, new card customers of the Discover® More Card - $0 Balance Transfer Fee will pay $0 in transfer fees for all balance transfers made before July 10, 2012. You'll also pay no interest on both purchases and balance transfers for a full 12 billing cycles.

In addition to saving money in balance transfer fees and interest, the Discover® More Card also earns you money in the form of Cashback bonuses. Each quarter, you'll be able to earn a full 5% cashback when you shop within the current quarter's designated bonus categories, such as restaurants, home improvement stores, entertainment, groceries, gas, and more. For any purchases that don't fall into the quarterly bonus categories, you'll still earn up to 1% Cashback. There is no maximum on the amount you can earn each year in Cashback bonuses and your rewards never expire as long as your account is current.

When you're ready to redeem your rewards, simply do so online or over the phone. Your redemption options are endless, ranging from name-brand merchandise to gift cards to cash to credit on your statement.

So start saving on balance transfer fees and interest and start earning cashback with the Discover® More Card - $0 Balance Transfer Fee. There's a reason Discover has ranked #1 15 years in a row in customer loyalty. Apply before the promotion ends on July 10, 2012.