Who is Consumer Credit Counseling Service?
CCCS is a non-profit service which negotiates with your creditors to reduce your monthly payments. You will end up paying more, because the lower payments are the result of stretching out your interest over a longer period of time. The advantage of such an arrangement is that it can provide you with some immediate relief on your monthly bills. If you are currently having difficulty making your monthly payments, you will be best served by seeking help from CCCS first before retaining a law firm.
CCCS can be reached toll-free at 1-800-783-5018.
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