Effective February 14th, FICO credit scores from Experian, one of the three major credit bureaus, are no longer available to consumers. Equifax and TransUnion FICO scores can still be accessed via www.myfico.com; however, Experian FICO scores will no longer be available from myFICO or any other public source.
In the midst of an economic crisis that has made it more important than ever for consumers to keep on top of their personal credit situation, Experian’s decision to deny consumers the ability to view their credit score is one that surprised many industry experts. Don’t be fooled into thinking the change will prevent lenders from using Experian-based FICO scores to make decisions about your credit worthiness. Experian has renewed its contract with Fair Isaac to continue selling FICO scores to banks and other lenders that utilize them as a foundation for underwriting decisions.
