The "too-big-to-fail" banks have received billions in taxpayer bailouts, yet purse strings often remain tight. Whether you're looking for a new home loan, auto loan, student loan, business start-up loan, or simply a credit card, you may find yourself quite disappointed by the response you'll receive from that mega bank you've been so loyal to since you opened your first savings account.
So, if you're looking for a secure financial institution that will strive to first serve you instead of its greedy shareholders, you may want to think small and local. Many Credit Unions stand well capitalized and ready to serve the financial needs of their local communities. In addition, memberships are often open to anyone living within a certain community and carry no enrollment or annual fees.
Check out the National Credit Union Administration's website today to find a credit union near you.