If you've got very good credit and are looking for a low rate credit card with a rewards program, consider the Simmons First Visa® Platinum Rewards Card. With a reasonably low rate of 9.25%, carrying a revolving balance on this card is definitely an option. And if you're currently carrying a balance on another card, transfer it to the Simmons First Visa® Platinum Rewards Card and pay no balance transfer fee! New cardholders will receive a balance transfer kit in the mail within 3 weeks of receiving your card. Simply fill out the information and your balance will be transferred to your new Simmons First Visa® Platinum Rewards Card without you having to pay a penny for the transfer! That's a savings of 3%!

Reward points you earn through the Simmons First Visa® Platinum Rewards Card can be redeemed for all types of travel rewards: airline tickets on any U.S.-based airline (no blackout dates!), hotels, car rentals, vacation packages, and more. The Simmons First Visa® Platinum Rewards Card rewards program places no limit on the number of points you can earn each year. But be sure to use your points at least every three years or they will expire. The rewards program is a free feature of this card.

In addition to a low APR and a great rewards program, cardholders of the Simmons First Visa® Platinum Rewards Card are also given platinum cardholder benefits, such as up to $1,000,000 in travel accident insurance, car rental insurance, as well as many other travel and emergency assistance services. So be sure to use your Simmons First Visa® Platinum Rewards Card to purchase your travel expenses so you know you'll be covered in case of any emergencies.

Apply today for the Simmons First Visa® Platinum Rewards Card.