We've touched on this in the past, but a common question we get from our values users is, "Does it hurt my credit when I check my own score?"
The answer is No. And her's why...
Pulling your own score is considered a 'soft pull'; another soft pull occurs when an existing creditor reviews your report. Soft pulls do not hurt your credit score. In fact, they have no effect on your credit score at all. (So they won't help you, either.)
The misconception of a soft inquiry probably lies in the fact that they are recorded on your credit report. Let's make it official: If you see a soft pull on your report, you can go ahead and ignore it - it's not going to hurt you one way or the other.
For the full breakdown on how a hard inquiry - the ones that occur when you apply for a home loan, personal loan or credit card - check out our explanation of why you shouldn't care too much about having your credit check.
