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Best Credit Cards With No Annual Fee of 2013

The best credit cards with no annual fee in 2013 go beyond the fact that there are no additional fees simply for carrying this credit card in your wallet. Nope, our picks for the best no annual fee cards below take into account lucrative cash back rewards, 0 interest introductory periods and member perks that often go unheralded but can really save you in a squeeze.

It's true that no annual fee cards are more or less free to carry, but a requirement of that free status is that you keep a clean balance and pay nothing in interest. There's nothing free about an APR - keep yours at zero by paying off your balance in full each and every month.

Creditnet's experts have sifted through the dozens of no annual fee credit card offers available today and listed only the very best below. Skip the mediocre options and compare only the best offers of 2013.


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Are no annual fee credit cards always the best option?

Once upon a time, a credit card with an annual fee was seen as superior to its' "free" counterpart because they often had better rewards, more member perks and were overall more lucrative to carry. While this generalization wasn't necessarily even true to begin with, it's certainly not the case in 2013, where today's market of no annual fee credit cards includes some of the very best offers available free of charge to consumers.

Cash back cards like the Discover it® card do not require a yearly fee even while offering one of the top bonus cash back programs of any card available. They'll even go so far as to waive other credit card fees, including foreign transaction fees and the first late payment fee.

If you hate the idea of paying for credit, than apply for one of the above credit cards and be sure to keep your balance at zero to avoid interest. Follow those easy steps and you'll enjoy free credit at your fingertips.