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Credit Repair FAQ's
Credit Repair FAQ's
The Basics
Who can report information about my credit history?
What is Experian's Phone Number?
What is Equifax's Phone Number?
What is TransUnion's Phone Number?
Is it legal to remove items from your credit report?
Will I be notified before a debt is reported?
How do you go about obtaining new credit?
Do joint credit cards help build good credit?
How do I maintain my excellent credit score?
Dealing with Credit Bureaus and Creditors
Should I get a written confirmation when settling debts?
How long do credit bureaus have to respond?
What if one bureau removes an item but others do not?
What can I do if a credit bureau won't fix a mistake?
What if I dispute a debt but they still come after me?
What if I dispute a debt and they ruin my credit?
Can I get collectors to stop calling me?
Can I settle with the original creditor?
What if a creditor refuses to delete an item?
Miscellaneous Questions
Does the 7-year limit start over after paying a debt?
Can I create a new credit file with another Social Security Number?
Can I file bankruptcy after missing payments?
Should I file bankruptcy without a lawyer?
Are there criminal charges for not paying debts?
Am I responsible for my (ex)spouse's debts?
Who is Consumer Credit Counseling Service?
Credit Card for
Rebuilding Credit