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Why Is Your Credit Card Getting Declined?

September 22nd, 2014 by Alice Bryant
Most people have had the experience of having a credit card declined while making a purchase. Whether this occurs in a retail store, a restaurant, or when ordering products or services on the Internet, it is both inconvenient and upsetting to many consumers. Some buyers may realize that they are using an expired charge card or one on which they have charged to the limit. Others may be perplexed, wondering what the reason for card rejection by the merchant could be. The following are 10 reasons your credit card is getting declined: 
 

U.S. Poverty Rate Drops to 14.5%

by on September 19, 2014

In the first time since 2006, the U.S. poverty rate has dropped. The U.S. Census Bureau reported Tuesday that the nation’s poverty rate fell to 14.5% in 2013, down from 15% a year earlier. This is the first drop in poverty since 2006, when it was 12.3% Although this may seem like a minor change, this is the first statistically significant decline since the recession, proving that Americans are slowly rebounding.
 

Budgeting for Study Abroad

September 15th, 2014 by Alice Bryant

Students can truly benefit from studying abroad. With our globalized society providing jobs all around the world, students who immerse themselves in other cultures will have the upper hand. Students can expect to get practical knowledge and understanding while having the time of their lives. That being said, studying abroad is not cheap. There are a number of different costs associated with the experience, requiring a lot of strategic budgeting to succeed. 

All You Need to Know About FICO 9

September 9th, 2014 by Alice Bryant
FICO is the source most lenders use to determine a borrower’s credit score. FICO uses an extensive formula intended to assist financial organizations with making high-volume, complex financial decisions. However, FICO recently announced a new formula called FICO Score 9. Unlike the current model, FICO 9 will remove collection agency accounts which were settled or paid in full. The new formula also distinguishes between medical debt and other forms of unpaid debt.
 

New Federal Reserve Report Shows Rich Getting Richer

by on September 8, 2014

According to the Study of Consumer Finances, a report released every 3 years by the Fed, the super rich are continuing to get richer, while the gap between the rich and poor continues to widen. The report found that the wealthiest 3% of American households controlled 54.4% of the nation’s wealth in 2013, a slight increase from the last survey in 2010. At the same time, the wealth shared by the bottom 90% fell to 24.7% in 2013. 
 

The Truth About Retail Therapy

September 5th, 2014 by Yael Kent

Retail therapy has become commonplace in today’s world. According to a survey conducted by TNS Global, more than half of Americans (64% of women and 40% of men) admit to engaging in “retail therapy,” or the act of shopping as an outlet to relieve stress and improve one’s mood. So, if you’ve ever felt sad, disappointed, angry, or even happy, you’re not alone in heading to the mall for some retail relaxation. 

Weekly Tip: Think about buying secondhand.

Although you might want something new, do you really need it? Oftentimes, buying secondhand can result in huge savings with little or no difference in quality. Used goods can be hundreds, even thousands, of dollars less. And you may not even notice the difference. If you want to save, here are some of the best things to buy secondhand:
 
Updated by Alice Bryant on Fri, 2014-08-29 16:23

Discover Reaches #1 in Customer Satisfaction

by on August 29, 2014

The Citi® Double Cash Card offer is currently not available from Creditnet.com

However the below card(s) are recommended by Creditnet as a great alternative to the Citi® Double Cash Card:

Similar Cards We Recommend

Citi® Double Cash Card

Which Credit Card Rewards Program is Right for You?

August 21st, 2014 by Alice Bryant
It seems nearly every week credit card companies put out a new rewards card or membership bonus that appeal to our desires as consumers who would like to get bonuses and rewards through their credit cards. Credit card companies are currently offering record-breaking sign up bonuses for customers. But with all the great deals and rewards programs that credit card companies are offering, it may be hard to decide what you want. Take a look below and see which rewards program is right for you.

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