Weekly Tip: Dispute damaged credit card purchases.

Although it is common knowledge that you can dispute billing errors and fraudulent transactions with your credit card issuer, many people do not know that they can dispute charges for damaged goods paid with credit cards. Let’s say you get home after buying a vase and you realize it has a crack in it. You call the merchant, but they refuse to give you a refund. Luckily, you may be protected by your credit card issuer under the Fair Credit Billing Act.

Updated by Alice Bryant on Tue, 2014-03-11 16:01

Credit Card Churning: Should You Do It?

March 11th, 2014 by Alice Bryant

Free flights, hotel stays, cruises, discounted travels... these are just some of the many rewards that you can earn by using a travel credit card. So, in the hopes of earning more of these rewards, an increasing number of people have started to make a habit of opening multiple credit cards at once to get the points. While this may seem like a great idea in theory, it can be very damaging to your finances.

Utility Bill Scam Sweeps the Nation

by Alice Bryant on March 10, 2014

Before paying your electric bill, make sure it’s not a scam!

All You Need to Know About Co-Branded Credit Cards

March 6th, 2014 by Alice Bryant

If you spend a lot of money with a specific retailer or airline, you may want to look into getting a co-branded credit card, also known as a “theme” or “specialty” credit card. These credit cards are sponsored by two parties: one is the bank or card network (ex: Visa, MasterCard, American Express) and the other is typically a retail merchant of your choice (ex: Delta, Hilton, Disney). With a co-branded credit card, you can earn significant rewards and merchandise discounts when buying from the sponsoring merchant.

Weekly Tip: Contact Your Credit Card Company Before Traveling

There’s a lot to do before taking a big trip. And although you are sure to pack your credit cards, you may not even think about contacting your credit card company.

Updated by Alice Bryant on Wed, 2014-03-05 15:40

Best Credit Cards for the Multitasking Moms

March 4th, 2014 by Alice Bryant

Being a parent means multitasking. Whether it be running to the drugstore, picking your kids up from soccer, or making dinner for the family, you are constantly busy doing things for your children. And all these things costs money. Prescriptions, gas, food, clothing- they might be small, but they add up fast.

American Express Announces New EveryDay Card Targeting Busy Moms

by Alice Bryant on March 4, 2014

American Express has introduced the Amex EveryDay Credit Card, a no fee rewards credit card redefining the Amex brand. The card was announced on Sunday’s Oscar broadcast with an ad campaign featuring Tina Fey using her Amex card for everyday things (at the drugstore, food truck, dry cleaner, grocery checkout). Like Tina Fey’s activities suggest, this new card is targeted towards the everyday spenders, or according to the New York Times, the “multitasking, carpool-driving, Starbucks-hopping, grocery-shopping mom.”

Weekly Tip: Avoid Deferred Interest Credit Cards

Buy now & pay later... It sounds like a deal!

Deferred interest credit cards are advertised as free credit cards that shoppers can get right on the spot. They are offered by major retailers, such as Walmart and Home Depot. So, if you want to buy a computer but don’t have the money, here is a $1000 credit card. You automatically get approved, and you even get 0% interest for a specified term! Deferred interest cards seem like a dream come true for shoppers who don’t have the money to buy what they want. They can worry about paying later.

Updated by Alice Bryant on Fri, 2014-02-28 13:10

Common Credit Card Terms Explained

February 27th, 2014 by Alice Bryant

Without understanding basic credit card lingo, you can easily find yourself confused and in debt. There are many terms that credit card offers and statements throw around that you may not know. So, it is important to familiarize yourself with these terms before you get into something you may not want. The following definitions can help you better understand commonly used words and phrases in the credit card industry.

Delta Makes Big Changes to Frequent Flier Program

by Alice Bryant on February 26, 2014

Delta Airlines announced a radical change to its frequent flier program Tuesday night. They will now be basing frequent flier rewards on the fares its customers pay instead of the miles they travel.