Legislation that will forever change how credit issuers do business is swiftly moving through Congress with the strong support of President Obama and his administration. In fact, the House has already passed its version of the Credit Card Holders Bill of Rights, and now the Senate is gearing up to vote on its own version later this week. We still don't know exactly what will end up in the Senate's final version of the bill, but you can bet it will be even more thorough and complex than what the House put together.