There are many different types of plastic to choose from out there. We have credit cards, debit cards, prepaid cards, and gift cards, but there's actually no such thing as a "prepaid credit card".
This term is thrown around often in the media, but in reality it doesn't even exist. Instead, what people generally mean to say when they misuse this term is a "prepaid debit card". So, now that we've cleared up the confusion, you may also be wondering how a prepaid debit card differs from a regular debit card?
Regular debit cards are connected to a checking account, while prepaid debit cards are not. You preload the card with cash in a variety of ways, and then you're free to use the card like a regular debit card until your deposit gone. Remember, there is no type of credit involved here, and using a prepaid debit card will do absolutely nothing to build your credit scores.
