The excitement of Christmas has come and gone, but there's still one week left in 2010. In fact, this is the perfect time to not only reflect upon the previous year, but to also look ahead and set some personal financial goals for 2011.
Do you still have lingering credit card debt? Are your credit scores down in the dumps? Do you have a child that will be heading off to college in just a few years, or are just you not saving enough for retirement?
Take a few minutes this week to sit down and review your financial priorities. Then write down no more than three specific financial goals you can focus on in 2011. Goals like "save 10% of my income for retirement" or "pay off the remaining balance on my last credit card" are perfect examples of clear and simple goals that can make a huge difference in your personal financial life.
Don't forget to review your goals regularly throughout the year and be flexible too—sometimes life happens and you'll need to adjust your goals while trying your best to stay true to your financial priorities.
