Alice Bryant

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Alice Bryant

Alice Bryant is the Editor of Creditnet and a personal finance expert with over a decade of experience writing about credit cards, credit scores, debt repair, and more.

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Recent Blogs

Best Credit Cards for the Multitasking Moms

Being a parent means multitasking. Whether it be running to the drugstore, picking your kids up from soccer, or making dinner for the family, you are constantly busy doing things for your children. And all these things costs money. Prescriptions, gas, food, clothing- they might be small, but they add up fast.
 

Common Credit Card Terms Explained

Without understanding basic credit card lingo, you can easily find yourself confused and in debt. There are many terms that credit card offers and statements throw around that you may not know. So, it is important to familiarize yourself with these terms before you get into something you may not want. The following definitions can help you better understand commonly used words and phrases in the credit card industry.

How Can I Get a Lower Interest Rate on My Credit Card?

Are you paying more in credit card interest than seems fair?
 
If so, you may want to consider calling your credit card company. Although it may seem too good to be true, simply calling your credit card provider and telling them that you are unhappy with your current interest rate can get them to lower it. Credit card issuers want to keep their customers happy, so as long as you have a good payment history and your balance is low, most card issuers will be eager to please you to keep your business.
 

Are New Technologies Replacing Credit Cards?

Technology is advancing and so is your credit card. Visa and MasterCard announced separately on Wednesday that they would be introducing Internet-based technologies to make it easier for shoppers to buy things at retail stores. Instead of pulling out a credit card, consumers will have a mobile app to make purchases. There will be no need to swipe a card or put in a PIN number.The customer can just make a purchase by tapping the phone to a store’s card reader. 

Loan or Credit: What’s the Best Way to Make a Big Purchase?

Whether it’s a new home, car, family vacation, or something else entirely, big purchases involve a lot of planning and thought. And if you’re ready for the buy, you’ve certainly researched your options and made a decision. But you may be stuck deciding how to pay for it. Before you make the purchase, consider your payment options. Some ways of paying can be better suited to your needs than others.
 

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