Alice Bryant

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Alice Bryant

Alice Bryant is the Editor of Creditnet and a personal finance expert with over a decade of experience writing about credit cards, credit scores, debt repair, and more.

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Recent Blogs

Investing 101

May 23rd, 2014 by Alice Bryant
The basic principles of finance include managing debt, planning, budgeting, and saving. Investing is one of the principle of finance that can be used to meet both short and long-term financial goals. However, for the average person, the idea of investing money can seem complex and complicated. Different investments and investment terms such as equity, liquidity, or real rate of return can be somewhat confusing to novice investors. In most cases, understanding the terminology and conducting research is the best way to begin investing. 
 

The Do’s and Don’ts of Dealing with Debt Collectors

May 21st, 2014 by Alice Bryant

It can be a real challenge when trying to settle out of control debts to come up with a settlement or repayment plan that is affordable. However, once you've finally put together a financial recovery plan you can live with, how do you actually go about making payments? Not all payment methods are equally safe and effective. While there is no method that is best under all circumstances, here are some things to consider before you decide what method of dealing with debt collectors works best for you.

What’s the Best Way to Pay Your Bills?

May 14th, 2014 by Alice Bryant
Technology has now made bill paying much quicker than the payment methods of the past that relied on bank slips and paper checks. Online banking has gone mobile, allowing consumers to submit and automate payments with smartphone applications that have all the functionality of a desktop-based banking website. With more bill-paying choices, many individuals wonder about the best way to pay bills while safeguarding their personal information and avoiding late payments. The answer often depends on whether convenience or control are higher priorities. 
 

Is Paying the Minimum on Your Credit Card Statement Keeping You In Debt?

May 9th, 2014 by Alice Bryant

The 2009 Credit Card Act made it necessary for lenders to give their customers more detailed information pertaining to their bills. As a result, credit card statements now include information pertaining to minimum payments, overall balances, due dates and the amount of time that it will take to pay the full balance on an account when making minimum payments. This information has been available to consumers since 2010, although it has long been possible for people to make these calculations themselves. 

Should You Manage Your Own Money?

May 8th, 2014 by Alice Bryant
Whether you have an education in finance and understanding how credit works or if you are simply interested in getting smarter with your finances altogether, determining whether or not you should manage your own money greatly depends on your future goals, your own ambitions as well as your ability to stay focused and organized on your own. Knowing how to manage your finances or when to turn to a professional can ensure you are capable of avoiding debt at all times, regardless of any monetary-related situation you may find yourself in.
 

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