Jason Bushey

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Jason Bushey

Jason Bushey is the former Editor and Vice President of Creditnet. Jason is a Burlington, Vermont native who moved to sunny San Diego after earning a Bachelor's Degree in English and Political Science at the University of Vermont ('09). When he's not sharing his take on credit cards, administrating the Creditnet Forum or blogging about all things related to credit, you can probably find him cheering on the Green Bay Packers (He's an owner!) or running up and down the streets of SoCal.

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Recent Blogs

How to Improve Your Credit Score in the New Year

'How do you plan on improving your credit score in 2013?'

I posted this question to the always reliable and active Credit Talk Forum the other day, and was met with a few responses from some loyal contributors that have been around the forum a lot longer than I have.

Paying Interest vs. Earning Interest

This guest post was written by Miranda Marquit. Miranda is a freelance writer and professional blogger. Her blog is Planting Money Seeds.

When we think about interest, many of us immediately think about paying it. High interest credit cards come to mind, and we dismiss interest as a bad thing.

Have Confidence In Your Credit

This guest post was written by Rob, a personal finance blogger and editor of www.money-fox.com, the personal finance blog that aims to help you to become more financially resourceful.

With an increasing number of people feeling insecure in their jobs and the cost of living continuing to rise, recent studies have shown that young people feel more confident and have better self-esteem if they know their credit score is good.

Ask Creditnet: Are prepaid debit cards a good holiday gift for kids?

Dear Creditnet: Is there any difference between giving someone a prepaid debit card or a gift card this holiday? I've given gift cards before, but I'm curious if there's any benefit to giving my kids a prepaid debit. Thanks! - Tim L. from VT

Answer: The short answer is yes - a prepaid debit card is a good gift idea for your son or daughter this holiday. The long answer, however, is a little more complicated. Let's start with your first question...

How are gift cards and prepaid debit cards different?

Credit News Roundup: Average credit card interest rates up (slightly) from last year

You may have read about a report from TransUnion last month that said both average credit debt and delinquency payments had swelled slightly from the same period last year. In the midst of the biggest shopping season of the year, the average American is carrying close to $5000 in credit card debt. That's up 5% from last year. (Delinquency payments are only slightly on the rise, from 0.71 to 0.75 this year.)

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