Joshua Heckathorn

Have you ever heard about how you can unlock your car by having someone transmit a signal from a spare remote key via your cell phone? Pretty cool, huh? Well, it doesn't work. Keyless remotes and cell phones operate on completely different frequencies, so don't plan on this trick ever saving the day the next time you lock your keys in the trunk. Regardless, I've heard this urban myth so many times over the past few months that I even started to believe it might work. That is, until I saw it busted with my own eyes on perhaps the greatest show known to mankind—Mythbusters. Seriously, I can't get enough of the Discovery Channel.

Medical professionals want to get paid up front for their services, but more and more people can barely afford to pay their regular monthly bills these days. So what’s the solution for health care expenses you can’t afford or overdue medical bills that are about to get sent to collection? Why not handle it the American way? Charge it! Just kidding. While this may be a superb deal for health care providers, it’s generally not the best option for consumers who will end up paying higher interest rates on medical expenses they already can’t afford – and ultimately end up in dire need of debt help.

If you're already a Citi cardholder, you may have heard of a free service Citibank provides called Citi Price Rewind. I'm a bit embarrassed to admit that I've used Citi credit cards for a long time, yet I had never heard of this card benefit until a few months ago when I saw it advertised on Citi's website. If you aren't familiar with the service, here's how it works: