As mentioned by

Joshua Heckathorn

Joshua Heckathorn is a credit expert and has been featured on CNNMoney, FOX Business, Yahoo Finance, The Street, and many other national publications during the past twenty years. He received a Bachelor of Science in Management (Finance) from Brigham Young University's Marriott School of Business and earned his MBA from Seattle University.

Visit Joshua Heckathorn's Google Plus profile for more.

Recent Blogs

2009 Brings a New FICO Score

January 2nd, 2009 by Joshua Heckathorn

Not only has the credit crunch made it more difficult to obtain practically all types of credit, but Fair Isaac, developer of the well-known FICO score, has also announced the biggest change to their credit scoring model since 1989. So, prepare yourself now, because it will be more important than ever in 2009 to understand how everyday financial decisions will affect your credit score.

Happy Holidays from Creditnet.com!

December 24th, 2008 by Joshua Heckathorn

Wishing each of you a peaceful and joyous holiday season. We'll try not to think about credit for at least one day, and we suggest you try too. So, eat lots of good food, enjoy your family and friends, take a nap, and be thankful for all that you have. Happy Holidays!

How to Dispute a Credit Card Charge

December 18th, 2008 by Joshua Heckathorn

credit-panic

Use 'Em or Lose 'Em

December 11th, 2008 by Joshua Heckathorn

Most people don’t think of credit cards as a terribly exciting topic of conversation. When was the last time you were hanging out with a bunch of friends and felt an overwhelming urge to brag about how many “ThankYou” points you banked with your CitiCard this year? Probably not going to be the life of the party if that’s the best you can come up with. That is, unless you’re hanging out at my house.

Living Within Our Means

December 4th, 2008 by Joshua Heckathorn

I’ve received several emails lately from ‘Creditnetters’ expressing concern about their HELOCs getting frozen without much notice from lenders. Yes my friends, they can do it, and there’s not a whole lot you can do to fight it.

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