Logan Abbott

If you're at all like me, your computer is teeming with antivirus software, spyware guards, privacy alerts, and other enhanced security features.  It's what helps me sleep at night.  And if you're like me, you also rarely think twice about enacting the same kind of security measures on your smartphone. Maybe it's because I still think of my phone as, well, a phone, and not a personal database of extremely sensitive personal information, like social security numbers and credit card data.  In reality, however, our smartphones are pocket-sized treasure chests for identity pirates.

Daylight Saving Time is upon us and spring is right around the corner.   As the yearly weather cycle starts anew, you’re most likely trying to find motivation for spring cleaning and, once again, getting your life in order.  We may not have any advice on how to better organize your house, but we do have a system to get your finances in order.

So you've finally decided to join the real world and open up your first credit card. Congratulations! No, seriously, you're making an excellent decision.  While you may be disappointed that the simplicity of life without any bills is over, you'll be patting yourself on the back in a few years when you realize the good credit score you've built up has given you greater financial flexibility to make major life purchases. That is, if you use your credit wisely.  Credit cards can be a responsible user's best friend, but a living nightmare for those who are careless with their spending habits. So how can you make sure your credit card is a positive force in your life?  Here are seven great tips on getting your first credit card and starting your credit off right.