Logan Abbott

When a new customer chooses from the endless array of credit cards with airline miles rewards, there are many important factors that come into play. Annual fees, introductory rates, and the rate of mileage accrual must all be taken into careful consideration before choosing a card. But one aspect that often gets overlooked is perhaps also the most important: just how ‘rewarding’ are these airline rewards programs really?

I love NBC's "The Office." I especially love Dwight K. Schrute. If you're familiar with the opening credits, then you may recall the repeating scene of Dwight destroying a credit card using his paper shredder. In this case, the act was used for dramatic effect, but it's true that this tactic works--given that your shredder is "man enough."  But what other options are there?  With credit and identity theft on the rise, it's imperative that consumers know some simple but effective techniques for destroying cards that have been closed or replaced. And if you've ever tried to destroy a credit card with your bare hands, you know it can be difficult. So here are the two best ways to make sure your old cards never fall into the hands of credit thieves.

As credit card lenders battle to regain the top spot in our wallets, we're seeing an onslaught of awesome credit card deals offering incentives like huge signup bonuses and newly revamped rewards programs.  However, there is one credit card perk that, at least for me, stands out from the rest—the almighty no annual fee.

No Annual Fee Credit Cards

The importance of no annual fee credit cards is fairly straight forward. While other credit card rewards can be complex and confusing, freeing yourself from a big annual fee benefits everyone in the same two ways: