Credit Cards

Credit Cards

Paying Taxes with a Credit Card Isn't Worth It

Thinking about paying your federal taxes with your credit card? Think again. While the Internal Revenue Service will accept credit card payments for taxes due, the IRS works with third-party collectors who charge a service fee per transaction.

Five Top iPhone Apps for Credit Card Users

If you own an iPhone, make sure you download these five incredibly useful credit card apps.

Ask Creditnet: Credit Card Use on a Fluctuating Income

Dear Creditnet: I need some expert advice. My credit score is in the low to mid 500's...sad i know! I have 7 credit cards that I use all the time, but they have low limits under $1,000. My work is commission only too, which often causes me to make late payments and then get hit with big fees. How can I better manage my credit cards and improve my credit scores?

Store Credit Cards Aren't for Everyone

Walk up to any department store checkout stand and you'll hear the same sales pitch: "Would you like to save 10% today by opening a Brand X credit card?" Experts say you should think twice before you answer.

Don't Miss Out on National Protect Your Identity Week!

[caption id="attachment_1849" align="alignleft" width="300" caption=" "]Identity Theft- National Protect Your Identity Week[/caption] I can't believe National Protect Your Identity Week is almost over. I mean, it's almost like it didn't even happen this year. Such a shame. I did make a noble attempt to keep the holiday spirit alive by wishing some random people in the grocery store a "Merry Protect Your Identity Week" last night, but I wasn't feeling the love. All I received in response were some awkward stares and a completely empty aisle to compare my cereal options in peace. Come on people! Don't you care about identity theft?

Should I Save or Should I Go?

Photo by Kevin Collins

The US personal savings rate has been in the news a lot recently because Americans seem to be saving more than ever.  According to the Bureau of Economic Analysis, the personal savings rate reached a 15-year high in May at 6.9%.  This means that for every dollar an American earns, he or she is putting a whopping $0.069 in the bank for a rainy day.

Can a Prepaid Debit Card Really Help Me Build Credit?

The answer is no… but also yes! So are you confused yet? Read on...

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