credit freeze

credit freeze

Credit Monitoring vs. Security Freeze: Which Should You Do?

Now more than ever, it is important to protect yourself from hackers. With the recent large scale security breaches at Target and other retailers, identity theft has hit home for many consumers. And those who were affected are probably looking into all the ways to protect their credit. 
 

Should You Freeze Your Credit?

It is important to take secure measures to protect yourself from identity theft. And with all the hackings at Target and other large retail stores, this has become even clearer recently. In the past, you may have thought that keeping your credit card information private and close to you at all times would stop identity theft. But with the new hackings, it looks like that’s not enough anymore. Hackers can get your information simply because you used your credit card. And then they can start running up charges on your existing accounts or opening new ones.