I buddy of mine reminded me this morning that the 4th of July is just a week away. Time. Is. Flying. And while this isn't "news" by any stretch, it was a nice reminder of how quickly my favorite summer holiday was approaching.

Of course, my very next thought was what I planned to barbecue.

Low interest credit cards keep the dangers of snowballing debt low, even for those consumers that carry a higher balance. Look - anytime you can avoid carrying a balance, you should. No matter how low an interest rate is, any interest paid still hurts your overall bottom line. That said, sometimes carrying a balance is unavoidable - be it because of emergencies or otherwise - and in those instances, having a low ongoing interest is crucial to your ability to pay down your debt.

Not to brag, but I've broken out the grill and charcoal THREE times this week. I love summer, and with the weather warming up and the days getting longer, it's officially time to start planning those summer trips, be it on the ground or in the air.

For the frugal traveler looking to save some coin without sacrificing any good times, here are 3 money saving tips for summer travelers...

1.) Gas up with a cash back card

As promised, Discover announced their 5 percent cash back categories for "Summer Fun" in 2013 this morning. Discover it cardholders will earn 5 percent cash back on up to $1,500 in purchases made at gas stations, vaulting this card into one of the best gas rebate credit cards for the upcoming season.