Retail banking firms are frequently searching for cost effective methods to attract new account holders. Implementing a program that saves time for banks and for consumers could be a winning formula. Recent trends have revealed that several retail banking giants and other financial institutions are enabling consumers to establish a checking account without the issuance of a checkbook. 

Students can truly benefit from studying abroad. With our globalized society providing jobs all around the world, students who immerse themselves in other cultures will have the upper hand. Students can expect to get practical knowledge and understanding while having the time of their lives. That being said, studying abroad is not cheap. There are a number of different costs associated with the experience, requiring a lot of strategic budgeting to succeed. 

Retail therapy has become commonplace in today’s world. According to a survey conducted by TNS Global, more than half of Americans (64% of women and 40% of men) admit to engaging in “retail therapy,” or the act of shopping as an outlet to relieve stress and improve one’s mood. So, if you’ve ever felt sad, disappointed, angry, or even happy, you’re not alone in heading to the mall for some retail relaxation. 

Having access to credit is a great thing. You can make large purchases and then pay for them in monthly installments, build a credit history and have an emergency fund in your wallet at all times. However, credit cards have added several new features and perks that older credit cards may not have had. That begs the question of whether or not you have outgrown your current credit card.