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The Millennial's Quandary: Rent, Buy, or Just Stay Home?

March 25th, 2015 by Yael Kent

The intersection of the so-called American Dream and the Millennial Generation - those people born between 1990 and 2000, plus or minus a few years - is a very interesting phenomenon to look at and study. By all accounts, Millennials are the most politically active, technologically savvy, socially conscious generation since, well, ever maybe, yet they routinely fail to find purpose on the path of daily life. 

Are You Making These Stupid Shopping Mistakes?

March 19th, 2015 by Yael Kent
Shopping isn’t always a bad thing. It can help you improve your credit, but many people aren't aware of the best ways to do this. There are a lot of insider tips that can make a big difference to your final bill and help you rack up a lot of points on your card. Unfortunately, many people make these simple shopping mistakes that end up costing a lot.

Is This the End of ATM Cards?

March 16th, 2015 by Yael Kent

Despite the popularity of ATM cards to consumers, it seems that they will soon become extinct. There are actually two primary forces moving against the ATM card — one being customer convenience and security, and the other being cost efficiency for banks. 

Daylight Savings: Saving You Money and Time

March 13th, 2015 by Alice Bryant
With the days growing longer and warmer and the clock set forward an hour, many people are adjusting to the time change and getting ready for summer. However, what most people don't realize is that Daylight Savings Time can actually help bolster their financial and credit health and save them money as well. Here are ten ways Daylight Savings Time can help a money-savvy person save money and use time more efficiently!
 
1. New Vistas In Dating
 

Top Things to Know About Your Taxes

March 5th, 2015 by Yael Kent
The 2015 tax season brings about a variety of changes for every consumer. From the new healthcare law and required payments for penalties to adjusted calculations for different tax brackets, you might be surprised at how much of a refund you get or how much you have to pay. 
 

Should You Tap Social Security Benefits Early?

March 2nd, 2015 by Alice Bryant
Social Security (SS) benefits belong to the workers who paid into the system. The United States government has given the citizens the ability to choose when they retire. Should you tap your Social Security benefits early?
 
In many ways, it seems like everyone would want to tap their government benefits as early as possible. So why don't they? Choosing when to retire is a very complex decision.
 

How Expensive is Your City?

February 26th, 2015 by Alice Bryant

Many individuals today are struggling with high expenses and may be having trouble making ends meet. For some, it is a regular battle each month to find funds available to pay all of the bills that pile up in a mailbox. Others may be falling farther behind each month because their spending exceeds their take-home income. If you can relate to these financial challenges, it may have crossed your mind that your city may simply be too expensive for you to live in. 

They Know What You’ve Been Buying: How Insurance Gets Your Spending Data

February 20th, 2015 by Alice Bryant
As news reports started coming out last year that insurers and healthcare providers were tracking and analyzing individual's spending data, a lot of people were immensely shocked. This personal data is accumulated from various sources, oftentimes without prior knowledge or permission. Knowing that our personal spending behaviors are used to assess health concerns, risks, and more seems invasive and intrusive in our freedom and rights to privacy. The truth is that some privacy laws will protect us, but our information is out there.
 

Financial Advice in the Dating World: Who Pays?

February 19th, 2015 by Yael Kent
Throughout human history, men have provided for the women. This trend is evident in all records of ancient hunting-gathering societies, so it is not likely to be circumvented any time soon. In evolutionary terms, the top indicator of being an alpha male has always been an ability to support and shelter women. And in more recent times, men have earned higher wages so as to “provide” for the family. In general, this is why men are expected to cover first date expenses.
 

5 Ways You Can Save this Valentine's Day

February 12th, 2015 by Yael Kent

As Valentine's Day quickly approaches, it's a good time to start planning your night so that you can be one of the people saving money when all is said and done. Failure to plan out your night in advance can cost you big. You'll likely have to pay more to get flowers, you won't have the best selection of affordable restaurants and you might find yourself paying extra to get your special someone the gift she wants.

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