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Journey(SM) Student Rewards from Capital One® Summary

Creditnet's Full Review

Offer details may have changed since the last update of the information on this page. Please see Fees, Terms & Conditions for updated and complete information.

Purchase Rates
Intro APR: N/A Credit Required: fair
Intro Period: N/A Set Up Fee N/A*
Ongoing APR: 20.24(V) Annual Fee $0
Penalty APR: N/A

Should I Add My Child as an Authorized User on Credit Cards?

If you care about the financial future of your children, then you know how important it is to begin helping them build good credit from an early age.  One of the best and safest ways to do that is by adding them as authorized users on one of your oldest credit card accounts.

on Mon, 2016-02-22 13:45

"Pharma Bro" Martin Shkreli has made a lot of enemies since it was announced last year that he raised the price of the AIDS drug Daraprim from $13.50 to $750 overnight.  One of these enemies was apparently sly enough to rip off Shkreli's credit card information and then proceeded to post it online via Twitter.

In response, Shkreli tweeted on Sunday night that "Anyone using my leaked credit card is being backtraced and prosecuted."  

4 Credit Card Myths to Stop Teaching Your Kids

Personal finance "experts" are a dime a dozen these days. Simply mentioning something like credit cards will generally cause people to jump at the chance to educate you with their very best advice.

So as you might imagine, kids today are hearing a lot of advice about credit cards - from parents, teachers, schoolmates, commercials...the list goes on. So what credit card myths have your children probably been taught already?

Here are four you should make sure your kids never learn:

Foreclosure and Your FICO Credit Scores

A foreclosure ranks high among the most damaging hits to your credit score. In fact, FICO has stated that foreclosures will typically result in a loss of 85 to 105 points for someone with a 680 credit score. And if you have better credit, say a FICO score of around 780, the hit to your credit score could even be worse—potentially in the 140-160 range.

on Thu, 2016-02-04 02:58

The USAA Rewards™ American Express® Card offer is currently not available from Creditnet.com

However the below card(s) are recommended by Creditnet as a great alternative to the USAA Rewards™ American Express® Card:

USAA Rewards™ American Express® Card

Are You Cheating On Your Budget?

A new year often brings along new budgets as we seek to get a better hold on our personal finances in 2016.  A household budget helps finances run smoothly, eliminating surprises and setting a clear path for every dollar that comes into the house. However, some people have a hard time making their budget work for them. If anyone feels trapped by their budget or feels like it just never works, they might actually be cheating on their budget. This can happen consciously or subconsciously. A successful budget requires complete honesty and recognition of the natural desire to enjoy life.

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StudentAwards MBNA Rewards MasterCard® credit card Summary

Creditnet's Full Review

Offer details may have changed since the last update of the information on this page. Please see Fees, Terms & Conditions for updated and complete information.

Purchase Rates
Intro APR: N/A Credit Required: fair
Intro Period: N/A Set Up Fee N/A*
Ongoing APR: 19.99% Annual Fee $0.00
Penalty APR: 24.99
Balance Transfer
Intro APR✝: N/A
Intro Period: N/A
Ongoing APR: 21.99%
Transfer Fee: N/A
Cash Advance Rates
Ongoing APR: 24.99%
Advance Fee: 1.00% of amount advanced (minimum fee $7.50 )
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Max: N/A
Penalty Fees
Late Payment:
N/A
Over the Credit Limit: $25.00 per Statement Period
Returned Payment: $20.00 per occurrence

Capital One 360 Checking®

  • $25 bonus*!

  • No monthly fees, no foreign transaction fees, no ATM fees

  • Access to over 55,000 fee-free Allpoint® ATMs worldwide

More Info

If you used your credit cards to make a purchase at any Hyatt Hotel between August 13, 2015 and December 8, 2015, it's time to dig out your old credit card statements and doublecheck for fraudulent purchases.  

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