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Solstice Celebrations to Use Your Miles On

June 22nd, 2011 by Logan Abbott

Who doesn't love to travel? With unlimited resources, my wife always claims she would travel the world repeatedly. While I'm not that much of a fanatic, I do love to hop on a plane and take a trip to interesting and sometimes exotic places. Certainly, getting away from the daily grind often provides enough respite to aid in the maintenance of mental sanity. That said, there are several solstice celebrations occurring worldwide this coming week which could prove inflicting for the travel bug. And for those with airline rewards credit cards, it'll make it that much easier to cast-off all responsibility for a few days and get outta Dodge.

What Happens to Charge Offs After Debts are Paid?

You finally paid off the collection agency that's been hounding you over an old debt for years, but what about the creditor that originally owned your account? What happens to the charge off they've been reporting on your credit reports?

Updated by Joshua Heckathorn on Mon, 2011-06-20 17:00

10 Wealthiest Fictional Characters

June 20th, 2011 by Jason Bushey

There are countless numbers of books, TV shows, and movies that feature extremely wealthy characters who live a life of power and luxury. Their personalities range from greedy and egotistic to good-natured and philanthropic. Each one of them, and the stories they help create, leave some sort of imprint on our minds. Over the past decade, Forbes Magazine produced the “Fictional 15” list. This list names the wealthiest fictional character for that year, along with their estimated earnings. We decided to use some of the information from these lists, do some additional estimations (aka complete guess work and creative license), and compile our very own list of our top 10 wealthiest fictional characters. Enjoy!

Why We Should Stop Making the Penny

June 17th, 2011 by Logan Abbott

Each year, the U.S. Mint coins 1 billion to over 10 billion pennies. That's anywhere from $10 million to $100 million worth. The cost to manufacture a penny can be nearly 2 cents (depending on the price of copper and zinc). That means the US spends $15 million to produce $10 million worth of pennies.

Common Credit Card Fees

All credit cards have fees. In fact, the key to becoming a savvy credit card user lies in understanding what they are and how to avoid them.

To help get you started on the right path, here are the most common credit card fees every cardholder should know and understand.

1.) Annual Fee

Updated by Joshua Heckathorn on Tue, 2011-06-14 17:00

Off the Chart Credit Card Art

June 14th, 2011 by Jason Bushey

Credit cards have a lot of power in the art world. Of course, you can use a credit card to purchase art from a gallery. Some credit cards benefits will even give you free admission to an art museum over the weekend. And a few credit cards designs are so cool; they can be considered their own works of art. However, have you ever thought about creating your own thing of beauty using your expired credit cards? From paintings to sculptures to gardening props, you'll be astonished at the possibilities. Here are some of the most amazing examples of artists shredding their plastic in the name of off the chart credit card art.

Credit Card Art on the Wall

 

Dave Ramsey Headquarters Art

Source: http://moneysavingmom.com/

Consumer credit rose despite less credit card use

by on June 11, 2011

The total amount of consumer credit in the U.S. rose to nearly $2.43 trillion during April, even as consumers reduced the amount they put on their credit cards for the second time in the last three months, according to the latest statistics from the Federal Reserve Board. The increase was 3.1 percent more than the total of more than $2.42 trillion in March.

Google Wallet: Convenient, Dangerous, or Both?

June 10th, 2011 by Logan Abbott

Google has announced a brand new program for smartphones called Google Wallet, which will allow consumers to apply credit card information to their phone and use it to scan for quick and convenient purchases at participating retailers. The announcement signals another move by Google to stay at the forefront of making things as straightforward and convenient as possible. However, with such a bold move into the sphere of personal finance and privacy concerns, will Google Wallet be a convenient step forward for shoppers or a dangerous risk to privacy?

Using Debit Cards for Car Rentals Hurts Credit Scores

It's a little known fact that most car rental companies have a clause in their agreement that says they have the right to pull your credit reports if you use a debit card to rent a vehicle. What this means is that if you choose debit over credit for your next car rental, you'll likely end up with a hard inquiry on your credit reports and a negative hit to your FICO scores.

Updated by Joshua Heckathorn on Wed, 2011-06-08 17:00

Summer Travel Credit Card Tips That Will Save You Thousands

June 7th, 2011 by Logan Abbott

Certain credit card companies might claim that they're everywhere you want them to be, but have you ever put them to the test? From extended warranties to lost bag insurance, many credit cards offer great benefits that most customers aren't even aware of. We've made a list of the most popular credit card benefits to help your summer vacation and compared how each service stacks up to one another. You'll see how just a flash of your plastic could get you a restaurant reservation, a ticket to a sold-out event or even free concierge service at your hotel. The next time you plan a vacation or just a trip to the museum, take advantage of everything your card has to offer with these amazing credit card benefits.

 

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