Should Young Adults Be Scared Off by Credit Cards?

June 4th, 2013 by Jason Bushey

There's been a lot of news of late about the growing skepticism young adults have for credit cards. (Some of it even written by

College Credit Card Tips for the Class of 2013

Is any event in life more bittersweet than graduating from college? It's a huge, coming-of-age moment that solidifies four (plus) years of studying, partying and ultimately (and hopefully) finding ourselves, not to mention thousands of dollars in student loans. It's also a right-of-passage into the real world for many of us, which essentially makes it a huge wake-up-call when it comes to financial independence.

Updated by Jason Bushey on Wed, 2013-05-29 13:38

Is Bad Credit Keeping You From Your Dream Job?

May 28th, 2013 by Jason Bushey

We all know carrying a bad credit score can limit your chances of loan and credit card approval while jacking up your interest rates. But did you know having bad credit could also be keeping you from getting hired for your dream job?

3 Inexpensive Ways to Have Fun This Memorial Day

May 24th, 2013 by Jason Bushey

Memorial Day weekend is upon us! And while the weather isn't cooperating in some parts of the country, there's no reason to let a little rain (or in some cases snow...yeesh) get you down.

For readers hoping to have some good fun on a budget this holiday weekend, here's three inexpensive ways to have a good time this Memorial Weekend:

1.) Holiday BBQ

How well do you know credit? Take the VantageScore Credit Quiz and find out!

May 22nd, 2013 by Jason Bushey

I was on CBS News this morning when an article by Kathy Kristof caught my eye. The subject was "What hurts your credit?" and, as she states right there in the title, "many have no clue."

Congratulations, Graduates! (Now, let's talk finances...)

by Jason Bushey on May 21, 2013

Student loans, rent, everyday living - it's an awfully lot to consider for newly-anointed graduates. (Time to celebrate, right?) So what are some actions graduates can take to get their personal finances in order both in the long-term and short. As always, we're here to help...

1.) Apply for a new card

Americans cut credit card debt by $1.7 billion

May 20th, 2013 by Jason Bushey

There were two articles I read this Monday morning that had me feeling pretty good about ongoing credit card debt in this country.

First came a report originally published on May 7th by the Associated Press, which explained that American consumers had cut their credit card debt by $1.7 billion in March. The $846 billion we still owe in credit card debt is 17.2 percent less than the all-time peak of $1.022 trillion that was set in the summer of 2008, which as we all know is right about the time when the floor fell out from underneath us.

3 Money Saving Tips for Summer Travelers

May 17th, 2013 by Jason Bushey

Not to brag, but I've broken out the grill and charcoal THREE times this week. I love summer, and with the weather warming up and the days getting longer, it's officially time to start planning those summer trips, be it on the ground or in the air.

For the frugal traveler looking to save some coin without sacrificing any good times, here are 3 money saving tips for summer travelers...

1.) Gas up with a cash back card

Start Your 401K Today!

I'm ashamed to admit that it took me more than a full year after I was eligible before starting my company's matching 401K plan. I really don't have a good excuse for procrastinating, but let's just say this personal finance misstep was well before I took over ... well ... a personal finance website. Every time I take a peek at my 401K, I shake my head and wonder where it might be had I enrolled when I should have.

Updated by Jason Bushey on Thu, 2013-05-16 09:46

Increase in 0% Interest Offers Could Mean More Overall Confidence in the Economy

by Jason Bushey on May 15, 2013

Why? Well the economy's slow rebound certainly has a lot to do with it, and as USA Today explains, better credit card offers point to the improved confidence of lenders.

And why shouldn't they be confident? The last handful of business quarters have reported a decline in credit card delinquency, though unfortunately no decline in overall credit card debt. The unemployment rate is down nationwide, and overall job growth is slow but more-or-less steady.