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Don't ask a potential love interest what their credit score is … not on the first date, anyways

Back in December, the New York Times published an article detailing the sharp rise in interest when it comes to a possible love connection's credit score.

on Fri, 2013-02-08 12:45

The Williams-Sonoma Visa® Signature Card offer is currently not available from Creditnet.com

However the below card(s) are recommended by Creditnet as a great alternative to the Williams-Sonoma Visa® Signature Card:

Williams-Sonoma Visa® Signature Card

Discover it Card announces new 5% Cashback Bonus® categories for Q2

The popular Discover it™ Card announced its 5% Cashback Bonus® categories for the upcoming quarter today. From April 1st through June 30th, Discover it cardholders can earn 5% cash back on up to $1,500 in purchases at home improvement stores. With spring cleaning a popular DIY-task from April through June, this is yet another seasonal category that Discover is hoping its members will take advantage of.

Checking your own score? Don't worry - it won't hurt your credit

We've touched on this in the past, but a common question we get from our values users is, "Does it hurt my credit when I check my own score?"

The answer is No. And her's why...

Pulling your own score is considered a 'soft pull'; another soft pull occurs when an existing creditor reviews your report. Soft pulls do not hurt your credit score. In fact, they have no effect on your credit score at all. (So they won't help you, either.) 

on Thu, 2013-01-31 14:00

The The MAGIC Prepaid MasterCard offer is currently not available from Creditnet.com

However the below card(s) are recommended by Creditnet as a great alternative to the The MAGIC Prepaid MasterCard:

The MAGIC Prepaid MasterCard

Young, Dumb and Full of … Debt: 3 Ways for Young Consumers to Save Money

Ahh, to be young, beautiful and broke. Sounds like an episode of 'Girls', right? Unfortunately, 'being broke' isn't all it's cracked up to be, which might explain why young adults are racking up some serious debt and taking their sweet time paying it back...

In fact, representatives of big-time retailers like Wal-Mart and Target have already said they plan to skip the surcharge, and MasterCard itself told FoxBusiness.com that it predicts very few merchants will add the surcharge.

So, should you freak out about the new 4% surcharge option on credit card purchases? The answer is, 'Probably not.'

Infographic: How Can a Bad Credit Credit Card Boost Your Score?

Ever wonder why bad credit credit cards are advertised so often as credit-builders for people with poor credit? Seriously, how can adding a new card help you improve your credit score?

Well, there are two types of credit cards for bad credit - secured and unsecured. Both of these cards have their advantages and disadvantages and while we generally recommend taking the secured credit card path (see below), we understand that they're not for everyone.

Consider a fixed rate payment plan with your gas company

Alright, I may live in San Diego but I'm actually from Vermont, so I know when it's time to turn on the heat. (The answer is usually Halloween, but exceptions have been made.) And as someone whose lived with more than a few roommates, I know that fighting over the heat bill is one of the most contentious discussions I would have each winter.

Heat bills are insane. One month, your utilities cost $50. Then the cold weather hits, the heat goes on and all of a sudden you owe $250. How the heck do you deal with such an erratic jump in expenses?

on Fri, 2013-01-25 16:58

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