Weekly Tips

Weekly Tips

Weekly Tip: Don’t let your credit cards collect dust.

If you have a lot of credit cards, or even just some you use more than others, it’s easy to forget about certain cards. They then end up collecting dust for years. And although you may have no trouble using other cards or cash instead, it’s very important to take those old cards for a swipe every once and awhile. 
 
Updated by Alice Bryant on Mon, 2016-01-04 09:13

Weekly Tip: Pay back your student loans in a timely manner.

Do you have student loans? If you’re one of the many Americans who was forced to take out loans in order to afford the exorbitant price of college, you might want to consider paying back these loans in a timely and effective manner. Why? These student loans can actually affect your credit score if not handled correctly.
 
Updated by Alice Bryant on Mon, 2015-12-28 11:07

Weekly Tip: Look out for key terms in credit card agreements

Can you say that you’ve honestly read your entire credit card agreement? With the number of pages and insanely tiny print, reading through the fine print seems awfully similar to reading the dictionary. But by just putting your John Hancock on paper, you could very well be agreeing to something you might not be aware of. In fact, a recent survey showed that a third of bank customers had a limited understanding of credit card offerings -- even after speaking with a representative. And that’s scary! 
 
Updated by Alice Bryant on Mon, 2015-12-21 09:11

Weekly Tip: Alternative Loan Tips for Millennials

As a result of the financial drawback, banks have tightened up their belts regarding how much they are willing to loan to new borrowers. Some will not lend money out at all to unknown borrowers without their first establishing a positive credit history. But how can such people establish a positive credit history when no one will lend them money. These millennials, unable to secure funds from traditional lenders, are often forced to find their money other ways. One option is from alternative lenders.

Updated by Yael Kent on Wed, 2015-08-12 15:18

Weekly Tip: Be proactive about your credit card security.

Identity theft is a huge problem in today’s world. According to the Federal Trade Commission, 9 million Americans fall victim to identity theft every year. This is a huge number, and although not every attack can be stopped, many can be prevented. The most important way to arm yourself against identity theft is by being proactive about your card.

Updated by Yael Kent on Sun, 2015-07-05 10:03

Weekly Tip: Lower your debts.

Everyone has gone through moments in life when bills just add up to the point where there's not enough income to pay everything on time. For anyone that is struggling with money as of late, either due to recent unemployment or because expenses have simply spiked uncontrollably, it is possible to slowly recover from this and pay back all of the debts that are owed before they get out of hand. All it takes is patience and a handle on the monthly budget and expenses.

1. Take An Inventory of the Situation

Updated by Yael Kent on Fri, 2015-05-15 16:56

Weekly Tip: Buy local.

Locally owned companies frequently use suppliers and service providers in the area. All of the income is spent by local family members and employees. It's true that chain stores benefit the community as well, but more of their cash goes to distant suppliers, stockholders and staff at the headquarters.

 

Updated by Yael Kent on Fri, 2015-04-03 10:58

Weekly Tip: Think about waiting before collecting Social Security benefits.

Although you may start collecting Social Security retirement benefits as early as age 62, you may not want to. Obviously if you really need to, it is important to start receiving those benefits. But what many people don’t know is that the longer you wait, the more money you can get. 
 
Updated by Alice Bryant on Fri, 2015-03-20 16:01

Weekly Tip: Find out whether you are affected by the Obamacare Penalty.

Obamacare has been one of the central topics of Obama’s presidency. And now with the healthcare deadline approaching on February 15th, everyone is scrambling to apply and get covered. That’s because if you do not have a healthcare plan by the deadline, you will be charged a penalty when you file your income tax for 2015. 
 
Updated by Yael Kent on Fri, 2015-02-13 16:22

Weekly Tip: Be careful of online scams on Cyber Monday.

Today is Cyber Monday, and that means lots of people will be buying online. And while there might be plenty of good deals, there are also a lot of online scams. So before you buy just anything, it is important to make sure you are not falling victim to a crime.
 
Here are some tips to help you shop best:
 
Updated by Yael Kent on Mon, 2014-12-01 16:57

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