0% interest credit cards

0% interest credit cards

How Does Credit Card Interest Work?

February 5th, 2014 by Alice Bryant

If you have a credit card, you’ve heard of interest. But you may not know exactly how it works. Many consumers operate without actually knowing how the interest on their credit cards is calculated. But it is important to understand how interest works, so you can be an educated consumer and use your credit card effectively.

Deferred Interest Credit Cards: Why They May Be Dangerous to Consumers

November 26th, 2013 by Alice Bryant

Buy now and pay later.  Sounds great, right? Best Buy, Home Depot, and Walmart are just some of the many retailers that offer these deferred interest credit cards.  Advertised as a free credit card with 0% interest that you can get right on the spot, deferred interest credit cards sound like a dream come true.

But there’s a catch.  These cards can end up costing you a lot more money than you think.  Take a look below before you commit yourself to something you may not want.

0 Interest Credit Cards That Last 12 Months or More

April 29th, 2013 by Jason Bushey

0 percent interest credit cards give consumers the opportunity to pay no interest on new purchases and - often more importantly - balance transfers during the relevant card's introductory period. Not all interest-free cards are created equal, and the very best include zero percent introductory periods of a year or more.

Citi ThankYou® Preferred Rewards Card is now offering a 12 month 0% intro period

April 9th, 2013 by Jason Bushey

It used to be that the one problem we had with the Citi ThankYou® Preferred Rewards Card is that it didn't offer a zero percent intro period on new purchases or balance transfers. As of yesterday, that all changed.

Best 0% APR Credit Cards for Spring, 2013

February 20th, 2013 by Jason Bushey

While it might seem early to declare the best 0% interest credit cards for Spring, 2013, there's no reason to hesitate when it comes to consolidating your debt - or simply saving on interest - with the best 0% APR credit cards available for the upcoming season. It's like spring cleaning, only easier, faster and more prosperous!

So, think warm thoughts and check out the best 0% interest credit card options available for the upcoming season...

Ask Creditnet: Best Balance Transfer Credit Card?

September 10th, 2012 by Joshua Heckathorn
Dear Creditnet: It looks like the longest 0% interest credit card promotion available right now is for 18 months. Are there any credit cards out there offering something longer? I have some old credit card debt I want to pay off at 0% interest, but I'll probably need about 24 months to get it paid off completely and I don't want to deal with transferring the balance twice. What do you recommend?

- Leslie H. from WA

How to Choose the Best Balance Transfer Credit Card

September 7th, 2012 by Joshua Heckathorn

Credit card companies desperately want the opportunity to just get a place in your wallet.  In fact, they're often willing to offer free money in the form of 0 percent interest credit cards and sign-up bonuses in hopes that they can convince you it'll be worth giving their new card a try. In addition, credit issuers know that many Americans are making a continued effort to pay down high-interest credit card debt, and one of the best ways to do that is by transferring old balances to no interest credit cards in order to pay off the debt while avoiding unnecessary interest charges. That's why you will always find a significant number of competing offers when comparing 0 percent interest credit cards online. Demand is high!

Ask Creditnet: What Credit Limit Will I Receive?

August 15th, 2012 by Joshua Heckathorn

Dear Creditnet: I have good credit scores and plan to apply for a new cash back credit card sometime this month. I've already chosen the card I want, but how can I get a feel for what kind of credit limit I'll receive? I'm worried about canceling my old card if my new credit limit won't be high enough to support my regular spending habits. So is there any way to find out what credit limit I'll get beforehand, or is it always a shot in the dark?

Ask Creditnet: Best 0% Interest Card with No Balance Transfer Fee?

July 17th, 2012 by Joshua Heckathorn

Dear Creditnet: I recently incurred $5,000 in surprise dental expenses and had to charge it on a credit card I've used since 1982. I've never had another credit card in my life, but now I'm interested in exploring my options so I can transfer this balance to a new 0% interest card and pay it off. I would like the card to have no annual fee, no balance transfer fee, a long no-interest balance transfer promotion and great customer service from a reputable outfit. I'm not really interested in airline rewards or cash back, and I do have excellent credit. Is there any credit card out there you recommend? -Sarah S.

Citi Diamond Preferred Review - 18 Months 0% Interest

May 18th, 2012 by Joshua Heckathorn

The Citi Diamond Preferred Card is all about the 0% interest promotion. Beyond that, there's really not much else for cardholders to get excited about, unless a little VIP treatment from time to time will float your boat. Let's be very clear here. If you're looking for a new credit card that's going to reward you for your monthly spend, this isn't the card for you. There are plenty of other rewards credit cards on the market that offer much better deals. But if you're simply looking for the longest 0% interest promotion available without having to pay an annual fee, you might want to take a closer look at what the Citi Diamond Preferred Card has to offer.

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