It's April, which means Financial Literacy Month is here once again! And as usual, the National Foundation for Credit Counseling (NFCC) recently released the much-anticipated results of its 2012...
Archive - Credit Articles
Below you will find all the featured credit articles we have written to help you understand, manage and build good credit. Whether you're a college student just starting out, a consumer with years of credit history or an unfortunate victim of identity theft, our collection of featured credit articles will be helpful to you.
Start at the top and work your way down, or use the categories to the right to specify the type of articles to read.
All Featured Articles
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Apr 18, 2012
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Apr 09, 2012It's a common credit-scoring myth that too much available credit will damage your FICO scores. For example, let's say you have ten credit cards and over $150,000 in available credit, yet you only...
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Mar 05, 2012It's easy to think of tax refunds as a free windfall of money that you can blow however you please. In truth, a tax refund isn't free money at all. It's actually money that should've been in your...
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Feb 15, 2012Many prepaid debit cards advertise that they report payment history to credit reporting agencies. While this isn't exactly untrue, don't be fooled by the marketing speak! Here's the catch. They...
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Feb 08, 2012One credit card may seem like more than enough to manage your personal expenses, but the fact is it's just not a good idea to limit yourself to one card. Why is that? Well, what if your credit...
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Jan 23, 2012When a lender forecloses on a home, it can choose to either forgive any remaining debt or pursue the homeowner for a deficiency judgment. If the lender chooses to forgive the debt, which is often...
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Jan 17, 2012College students under the age of 21 have found it increasingly difficult to get approved for student credit cards on their own. This is primarily due to new federal laws that require young adults...
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Jan 01, 2011Have you been getting a lot of balance transfer credit card checks in the mail recently? If so, you're not alone! As the holiday season quickly approaches, credit issuers know there are a lot of...
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Dec 19, 2011FSAs (Flexible Spending Accounts) often allow you to set aside up to $5,000 pretax for medical expenses. While this can be a great way to help reduce medical costs throughout out the year, most...
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Dec 12, 2011If you're traveling out of the country for the holidays, here's a quick tip to help make the most of every dollar you spend abroad. No matter where you're traveling, always pay in the local currency...