Did you know that credit card companies are offering gifts this holiday season, too? OK, maybe "spending incentives" is more accurate, but they could lead to some free gifts down the road. Before you get in line for Black Friday or sit down for Cyber Monday, find out where your credit card is offering up the most rewards.
For example, the Discover® More® Card is offering a 5% Cashback Bonus® on all online shopping purchases through December 31st, 2012, plus purchases at Department stores for up to $1,500 when you enroll. You can also earn another 5%-20% cash back when you shop online through their ShopDiscover® site, so all told you can get the most rewards back when you shop online this holiday season with Discover®.
This is just one example of what you can stand to save when you know precisely what your credit card issuer is offering. Make sure to enroll in rotating bonus categories if that's a requirement, and get the most out of your purchases this holiday season for some free gifts next season.