Elisabeth Chan

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Elisabeth Chan

Elisabeth Chan is Creditnet's resident credit card expert. Elisabeth graduated Magna Cum Laude from Brigham Young University's Marriott School of Business.

When she's not rating and reviewing credit cards, Elisabeth enjoys gushing over her daughter (who is her exact clone), eating out (sushi and Chinese are favs), or attempting to conquer the pilates reformer machine (so far, all attempts have been futile).

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Recent Blogs

Save Money with a Summer Staycation

Girl relaxing on her staycationSo you’ve seen the sun, the surf, the sand, and you’re ready for a vacation that doesn’t give you bathing suit anxiety or an empty bank account. You’re not alone.

Conventional vacations can be costly, stressful and leave you feeling like you’ve been through a triathlon rather than tranquility. Many wise travelers have opted for “stay at home vacations”, or staycations, to avoid the expensive hassle and enjoy their immediate environment more than ever before.

How do You Savor a Staycation?

Master the Art of Laying

When’s the last time you curled up under the covers while nibbling on a croissant? You haven’t? I knew it. There’s nothing better than being still and getting cozy.

Sleep in. Eat breakfast in bed. Cultivate calm.

What Are Credit Card Hackers?

Hackers break into computers or computer networks for a variety of reasons. Some do it illegally for profit, some are paid to do it legally, and others simply do it for the challenge. Credit card hackers, however, do their dirty deed with only one thing in mind—stealing your credit card information to make money. Ever heard of Lush, the handmade cosmetic company that sells all sorts of interesting bath and shower products? Their UK website was recently hacked and may have exposed the credit card information of every customer that purchased a product online between October 2010 and January 2011.

5 Money Management Myths

5 Money Management Myths
Money Management.

It can be the difference between living free from financial worries or scraping by from paycheck to paycheck. But there are several money management myths floating around that can act as roadblocks on your way to financial security.

Fear not, however, because we’re here to guide you through these myths and help establish a financial plan that’s right for you.

Why Bad Credit Happens to Good People

When people envision a person with bad credit, they may imagine a worn down casino dweller who has visited the wrong loan shark one or two many times.  But in reality, most people with bad credit are much more like the guy or girl next door. Bad credit can happen to normal, everyday Americans who have never made any life-destroying decisions or been careless with their money.

Why Good Credit is So Important

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You grow up learning that good credit is a near-necessity in life. But the older you get, the more people you meet with bad credit.

They are your friends.

They are your family members.

They are people you like and you respect and you look up to. And it's confusing when they seem to be getting by just fine, even with hefty debts and a bad credit score.

For some, dealing with bad credit is just a part of life. But they are missing out on a lot.

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