Joshua Heckathorn

I was recently in Bangladesh working with a local nonprofit organization that specializes in microcredit programs.  To demonstrate the success of their lending, they took me to meet a woman named Baby Chakma who lived in the remote southeastern hill country.

Baby had won an award from Citibank for her use of microcredit loans to successfully turn her home into a thriving farm and business.  When I visited, her small thatch hut (shown below) consisted of a storefront facing the dirt road, a room for growing mushrooms, and various small vegetable fields and cows surrounded the structure.

There's no doubt you felt some pain at the pump this weekend if you hit the road for a 4th of July getaway. With the national average for a gallon of regular gas hovering around $3.57, even Prius owners can be overheard complaining about gas prices these days. But the big question is where will prices head the remainder of the year? While no one really knows, I think it's safe to say we'll all be better off if we seek ways to limit our gas consumption and prepare for higher prices to stick around permanently. I've had several friends completely ditch their cars this year in exchange for bikes, but I also live in a city that makes this switch fairly easy. Even without a bike, you can get around just fine in Seattle on foot and public transportation. For many though, ditching their cars just isn't a feasible option, so we turn to gas rebate credit cards as an excellent way to at least ease some of the pain at the pump. If you're on the hunt for the best gas credit cards, here's my pick for the one card that truly stands out among the rest:

A few years ago I wrote about how the Citi PremierPass Elite card makes me smile every time I use it. Well, unfortunately I was forced to stop using it since my beloved card no longer exists.  It must have been too good because Citi scrapped it! However, I am happy to report that Citibank recently replaced my card with one that still makes me smile for many reasons.  So here's why the Citi ThankYou Premier Card remains a top choice in my wallet: