Joshua Heckathorn

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Joshua Heckathorn

Joshua Heckathorn is a credit expert and has been featured on CNNMoney, FOX Business, Yahoo Finance, The Street, and many other national publications during the past twenty years.  He received a Bachelor of Science in Management (Finance) from Brigham Young University's Marriott School of Business and earned his MBA from Seattle University.

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Recent Blogs

May the 4th Be With You: Best Star Wars Stuff Money Can Buy

Jedi fans will be roaming college campuses and city streets tomorrow wielding lightsabers and sporting their most authentic costumes in celebration of the unofficial Star Wars Day, May 4th.

Stemming from a play on one of the film's most popular quotes, "May the Force be with you", fans worldwide have twisted the phrase into "May the 4th be with you" and set aside this day to honor all things Star Wars. So don't be alarmed if you see people speaking weird guttural languages to each other, trying to open their car doors using the Force, or acting like their arm just got cut off in a lightsaber duel. It's all part of the fun.

For a true Star Wars fan, however, the celebration lasts longer than a single day.  You may have been embarrassed about your obsession with Jar Jar Binks action figures when you were in high school, but now that you're in college, there's no shame in letting your true colors shine through. In fact, there's nothing quite like surrounding yourself year round with the best Star Wars memorabilia student credit cards can buy.

Here are five collectibles that are sure to draw the envy of your fellow Star Wars geeks for many years to come:

1.) Yoda Backpack

Yoda Star Wars Back Pack

Most Credit Cardholders Dissatisfied With Rewards Programs

Capital One released results a few weeks ago from its very first "Rewards Barometer", a new survey to be conducted each quarter that seeks to evaluate consumers' opinions about their credit card rewards programs. What Capital One found was that the vast majority of people who use rewards credit cards, 78 percent to be exact, aren't completely satisfied with their rewards programs. Big surprise, eh?

The Tax Man Cometh! How to File an Extension

Tax Day 2011If you haven't heard yet, your fellow Americans in the District of Columbia celebrated a holiday on April 15th.  Emancipation Day, which marks the day President Lincoln signed a law in 1862 that freed over 3,000 slaves in D.C., is usually observed on April 16th but was moved to the 15th this year so it wouldn't fall on a weekend.

By law, local holidays in D.C. affect tax deadlines the same way federal holidays do.  So this means that your federal income taxes aren't due until today, April 18th.  You got an entire extra weekend to pay the tax man! I hope you took advantage of it.

But what if you still haven't gotten your act together in time to file your income tax return?  No need to worry, because you always have the option to file an extension and get a reprieve until October.

Credit: What's Love Got to Do With It?

Live, Laugh, Love. Three simple verbs, yet many have deemed them the motto of their life. I used to think it was pretty cheesy, but when I took a second to think of the deeper meaning behind these words, I realized it’s not such a bad motto to use.  So what does it have to do with your credit? Well, everything.

Capital One Ends Match My Miles: 1 Billion Miles Are Gone

Capital One announced early this morning that they've hit the one billion mile mark and have brought the Capital One Venture card "Match My Miles" program to a close. Originally slated to run through May 13th, the offer was obviously popular as it took less than a month to match all the free miles they were willing to give away. At a cost to Capital One of $.01 per mile, that's a mere $10 million, not including whatever they paid Alec Baldwin to have his face plastered all over your TV throughout March Madness.  Based upon the incredible popularity of the card, it sounds like it was money well spent.

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