The recent ups and downs of the economy provided quite the challenge for credit card companies. While many think they were raking in the cash from fees and interest, we can’t forget all the money they lost because of charge-offs and bankruptcies. As many consumers fled the credit world, Visa, MasterCard and others had to kick their customer-acquisition efforts into high-gear. Because of fluctuating, and often falling, revenues, these companies wanted to be part of our every day laughs and praises to friends. The art of the commercial has thus skyrocketed, and now you can barely turn the TV on without catching a 30-second blip about credit cards. And true, we probably shouldn’t apply for a credit card simply because of an awesome commercial, but we definitely should enjoy all their great work! Below are 5 of the best credit card commercials ever: 5. Capital One, David Spade on Credit Card Rewards http://youtu.be/Mv3M-XotQkQ One of the best ways to overcome the fear and frustration of credit, is to break the tension with humor. Capital One pokes fun at an annoying conversation that we have all had at some point or another. Once we’re all nodding along with the clip, they drop the news that what they have is different - a credit card with rewards program that is easy to understand and use. Very effective.